Terms of Use
Last updated: 27 July 2025
Welcome to the Ember Finance website (www.emberfinance.com.au). By accessing or using this website, you agree to be bound by the following Terms of Use. If you do not agree with any part of these terms, please do not use our site.
These terms are governed by the laws of the Australian Capital Territory (ACT), Australia.
1. About us
Ember Finance Pty Ltd (ABN 99 678 247 759) is a mortgage brokerage operating under the Australian Credit Licence of Purple Circle Financial Services Pty Ltd (ACL 486112).
We help individuals and families secure home loans and financial products that suit their needs. Our website is designed to provide helpful information and enable you to get in touch with us.
2. General information only
The content on this website is for general information purposes only. It does not take into account your personal circumstances, financial situation, or specific needs.
Before acting on any information found on this site, we recommend speaking with a qualified mortgage broker or financial adviser to assess what’s right for you.
3. No guarantees or advice
While we strive to provide accurate and up-to-date information, we make no warranties or representations about the reliability, completeness or timeliness of the content on this site.
We are not liable for any loss or damage that may arise from using or relying on the information provided here.
4. Who do we share your information with?
We may share your personal information with:
- Lenders and financial institutions
- Our aggregator (Purple Circle Financial Services)
- Credit reporting agencies (with consent)
- Legal, accounting or other professional advisers
- IT service providers or digital platforms we use to run our business
We’ll never sell your data, and we’ll take steps to ensure any third parties we work with handle your information safely and respectfully.
5. Third-party links
This website may include links to third-party websites for your convenience. We don’t control or endorse the content of those sites, and we’re not responsible for their privacy practices, accuracy, or terms of use.
Visiting these sites is at your own risk.
6. Intellectual property
All content on this website — including text, images, graphics, logos and layout — is the property of Ember Finance or licensed by us. You may view, share or print content for personal use, but you must not copy, reproduce, or distribute it for commercial purposes without our written permission.
7. Website access and use
You agree to use this website only for lawful purposes. You must not:
- Attempt to gain unauthorised access to the website or its systems
- Introduce viruses, malware or other harmful code
- Engage in any activity that disrupts or harms the website’s operation
- Use the site to send unsolicited communications or promotional material
We reserve the right to restrict or remove access at our discretion, without notice.
8. Limitation of liability
To the maximum extent permitted by law, Ember Finance is not liable for any direct, indirect, incidental, or consequential loss or damage arising out of your use of this website.
This includes (but is not limited to) loss of data, interruption to business, or loss of income or opportunity.
9. Changes to these terms
We may update these Terms of Use from time to time. The most current version will always be available on our website, and by continuing to use the site, you accept any changes made.